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Fundraising, pitch decks and loan financing for UAE businesses.
Whether you are raising a seed round, preparing for a Series A or applying for a bank facility, the outcome depends on how well your numbers hold up under questioning. We build the financial model, the pitch deck and the supporting records, and prepare you for the conversations with investors and lenders.
What is included
Everything an investor or lender will ask for.
Most raises stall on the same few gaps: a model nobody can interrogate, a deck that tells a story the numbers do not support, and records that take weeks to produce once due diligence begins.
Pitch deck
A concise deck built around the questions investors actually ask: the problem, the market, traction, unit economics, the team and how the money will be used.
Financial model
A driver-based model with visible assumptions, three scenarios and a clear link between the funding requested and the milestones it pays for.
Data room and diligence readiness
Financial statements, contracts, cap table, licences and tax filings organised the way a diligence team will request them.
Investor and lender preparation
Rehearsal of the financial questions you will be asked, and support in the meetings where that is useful.
Loan and facility applications
Cash flow projections, covenant analysis and the application pack a UAE bank or SME programme will require.
Term sheet and cap table review
The financial effect of proposed terms, including dilution, liquidation preferences and option pools, reviewed alongside your lawyers.
Venture capital funding
What an investor checks before the second meeting.
A strong idea gets the first meeting. The second depends on whether the numbers behind it are credible, consistent and explained by someone who clearly understands them.
Revenue, users or pilots supported by records rather than screenshots. Investors will reconcile what the deck says to what the accounts show.
Customer acquisition cost, contribution margin and payback period, calculated consistently and explained plainly. These decide whether growth creates value or burns it.
Who owns what, including options, convertible notes and any informal promises made to early supporters. Surprises here end processes late.
A specific plan linking the amount raised to milestones, and a runway that reaches the next funding point with a margin for delay.
Up-to-date accounts, VAT and Corporate Tax registration and filings. Compliance gaps found in diligence become price reductions or conditions.
Pitch decks and financial models
A deck the numbers can support.
Investors read many decks. The ones that progress are short, specific and consistent with the model behind them. We write both together so that every figure in the deck traces back to an assumption you can defend.
Enough to tell the story and no more. Detail belongs in the model and the appendix, where an interested investor will look for it.
Every input in the model sits in one clearly labelled place, so an analyst can change a growth rate and see the effect immediately.
A base case, a downside and an upside. Showing that you have planned for the downside is more persuasive than an optimistic single forecast.
Monthly cash flow for at least the first two years, because runway is the first thing an investor calculates.
Historic figures in the deck match the financial statements exactly. Small inconsistencies undermine trust in everything else.
Loan and debt financing
Preparing a loan application a UAE bank will approve.
Debt is often cheaper than equity and does not dilute ownership, but banks lend on evidence. Most rejected SME applications fail on documentation and cash flow presentation rather than on the underlying business.
Audited financial statements, usually for two to three years, bank statements, cash flow projections, the trade licence and shareholder documents, and a credit report from the Al Etihad Credit Bureau.
Working capital lines, term loans, trade finance, invoice discounting and asset finance. The right structure depends on what the money is for and how it will be repaid.
Emirates Development Bank, the Khalifa Fund in Abu Dhabi, Dubai SME and Ruwad in Sharjah all support SME financing. Eligibility rules differ and change, so criteria should be checked at the time of applying.
Financial covenants, security and personal guarantees are common for SMEs. We model their effect so you understand what you are signing before you sign it.
A forecast that shows repayments are affordable under a downside scenario, not only under the base case. Credit teams test this first.
How the engagement runs
From first review to funding conversations.
Readiness review
We look at your accounts, filings, cap table and current materials, and tell you plainly what an investor or lender will question.
Scope and fixed fee
A written scope covering the model, deck, data room and support you need, at a fixed project fee.
Fix the foundations
Books brought up to date, filings corrected and records organised, because diligence exposes these first.
Build the materials
Financial model and pitch deck developed together, then tested against the questions you will face.
Rehearse
A mock investor or credit review, focused on the financial questions founders most often struggle to answer.
Support the process
Help with follow-up requests, diligence questions and the financial effect of the terms you are offered.
Who this suits
Where this service fits.
Startups raising a seed or Series A round
Founders with a product and early traction who need the financial story, model and records to match the ambition of the raise.
SMEs seeking bank or programme finance
Established businesses that need working capital or expansion funding, and want the application prepared properly the first time.
Businesses preparing for strategic investment
Companies approached by an investor or acquirer who need their numbers ready for scrutiny before negotiations begin.
Related services
What clients usually combine this with.
Enquiry
Get a quote
Tell us what you need and we will come back with the scope and a fixed fee. No obligation.
- A reply within one business day
- A named person, not a call centre
- Your details are used only to answer this enquiry
Prefer to talk now? WhatsApp or call +971 56 283 1312
Planning a raise or a loan application?
Tell us how much you are looking to raise and what it is for. We will review where you stand and what an investor or lender is likely to question.
Important
Finaxil Consultancy LLC prepares financial materials and supports fundraising and loan applications. It does not provide regulated investment advice, does not act as a placement agent, and cannot guarantee that funding will be obtained. Investment and lending decisions rest with investors and lenders. Details of government financing programmes change; confirm current criteria with the relevant institution.
Common questions
Questions we are asked most often.
Do you introduce businesses to investors?
Where a business is a genuine fit, we can make introductions to investors we work with, and we will tell you about any relationship we have with that investor at the outset.
An introduction is not a promise of funding. Investment decisions are made by investors on their own assessment, and the quality of your materials and numbers matters far more than the introduction itself.
What should an investor-ready pitch deck include?
The problem and who has it, the solution, the size of the market you can realistically reach, traction to date, the business model and unit economics, the team, the amount you are raising and what it will achieve.
Ten to fifteen slides is usually enough. The detail belongs in the financial model and an appendix, and every figure in the deck should trace back to that model.
How long does it take to prepare for a funding round?
Four to eight weeks for most businesses, covering the model, the deck and an organised data room. If the books or tax filings are behind, bringing them up to date comes first and adds time.
Starting preparation before you approach investors is important. Fixing records during due diligence slows the process and weakens your negotiating position.
What do UAE banks look for in a business loan application?
Typically audited financial statements for two to three years, recent bank statements, cash flow projections, the trade licence and shareholder documents, and a credit report from the Al Etihad Credit Bureau. Security or personal guarantees are common for SMEs.
Above all, a bank needs to see that repayments are affordable. A forecast that holds up under a downside scenario is more convincing than an optimistic single case.
Are there government-backed financing options for SMEs?
Yes. Emirates Development Bank, the Khalifa Fund in Abu Dhabi, Dubai SME and Ruwad in Sharjah all run programmes that support SME financing, alongside the SME products offered by commercial banks.
Eligibility depends on factors such as ownership, sector, size and emirate, and the programmes change over time, so the current criteria should be checked before applying.
Can you help with valuation?
We prepare valuation analysis to support your negotiation, based on your forecasts and comparable transactions, so you understand the range an investor is likely to consider and why.
Where a formal independent valuation is required, for example by a regulator or for certain transactions, it may need to be performed by a registered valuer.